The Motor Zone - Serving South Jersey's Used Car Needs

Serving Barrington, NJ — Camden County

Barrington takes its name from Great Barrington, Massachusetts, chosen by developer William Simpson in the 1880s.

The borough was incorporated on March 27, 1917, from portions of the former Centre Township.

The Motor Zone at 1010 N White Horse Pike in Stratford is your nearest destination for subprime and second-chance auto financing. We serve all of Camden County and the greater South Jersey area — including Barrington residents who have been turned away by traditional dealerships and banks.

About Barrington

Barrington borders Lawnside, Hi-Nella, Somerdale, and Haddon Heights — all just minutes from the dealership.

The borough covers about 1.6 square miles along the White Horse Pike corridor in Camden County.

Two Financing Paths for Barrington Buyers

Step 1 — Always First

Subprime Bank Financing

We submit your application to multiple subprime lenders simultaneously. When approved, you get a real bank loan with lower rates and payments reported to all three credit bureaus — Equifax, Experian, and TransUnion.

  • Lower interest rates than BHPH
  • Builds credit with every payment
  • Fixed term, set monthly payment
  • Bad credit, repos, BK all considered
Backup Option

Buy Here Pay Here

When bank financing is not available, we finance you in-house. No bank, no strict credit check. Approval is based on your current income and down payment. Payments are made directly to us, often on a weekly or bi-weekly basis.

  • No bank needed — we are the lender
  • Income-based approval
  • Down payments from $995
  • Flexible payment schedules

Barrington, NJ Auto Loan FAQ

Absolutely. The Motor Zone is less than 4 miles from Barrington on the White Horse Pike — and we specialize in getting South Jersey buyers approved even with challenged credit. Our subprime lender network considers your income and down payment, not just your score. Apply online at themotorzoneinc.com/applications or call 856-262-9500.
Subprime financing is a loan designed for buyers with credit scores under 620. We work with multiple subprime lenders who focus on your current financial picture rather than your credit history alone. Barrington residents qualify for these programs, and we always aim to get you a real bank-backed loan first.
Just about 4 miles — a quick drive south on White Horse Pike (US-30) puts you right at 1010 N White Horse Pike, Stratford. No highway driving needed. We are open Monday–Saturday, 9 AM–9 PM.
Bank financing means a third-party lender funds your loan — typically at lower interest rates, with payments reported to Equifax, Experian, and TransUnion. Buy here pay here means we finance you in-house with no bank involved. We always try to get Barrington buyers bank financing first; BHPH is our reliable backup when bank approval is not possible.
Yes — when financed through one of our bank or subprime lending partners, your on-time payments are reported to all three major credit bureaus. Every monthly payment is a step toward a stronger score. This credit-building benefit is a key reason we prioritize bank financing over BHPH for Barrington buyers.
Down payments start at just $995 at The Motor Zone. The exact amount depends on the vehicle and your financing situation. A larger down payment may lower your monthly payment and improve your approval odds. Contact us at 856-262-9500 or visit us in Stratford.
Yes — we love trade-ins. Bring your current vehicle to 1010 N White Horse Pike in Stratford and we will make you a fair offer on the spot. Your trade-in value can be applied toward your down payment, reducing what you need to bring in cash. You can also learn more at themotorzoneinc.com/sell-your-auto.
Yes. We count SSI, SSDI, disability payments, pension income, and other fixed income sources when evaluating your application. You will need a current award letter or bank statements showing regular deposits. Call 856-262-9500 or apply online and our team will work with your income type.

Barrington Drivers: Get Approved Today

Call us at 856-262-9500 or apply online — takes less than 5 minutes.

Apply Free Online Browse Inventory

1010 N White Horse Pike, Stratford, NJ 08084 · Mon–Sat 9 AM–9 PM