The Motor Zone - Serving South Jersey's Used Car Needs
The Motor Zone Call 856-262-9500

Camden County · ZIP 08083

The Somerdale, NJ
Auto Loan Specialists

Bad credit, no credit, bankruptcy, or prior repossession — The Motor Zone has a financing path for Somerdale residents at every credit level. We start with bank financing and back it up with BHPH.

About Somerdale, Camden County

Somerdale is a small borough in Camden County incorporated in 1929, bordering Magnolia, Hi-Nella, and Barrington.

The borough sits directly on White Horse Pike (US-30), making it one of the most convenient communities for visiting The Motor Zone.

Somerdale shares the 08083 ZIP code with neighboring Hi-Nella borough.

The borough is a compact, primarily residential community with convenient access to Route 30 retail and commercial areas.

Directions from Somerdale

From Somerdale, take White Horse Pike (US-30) west — Somerdale is just a few miles east of Stratford on the same road.

The Motor Zone

1010 N White Horse Pike

Stratford, NJ 08084

Mon–Sat · 9 AM – 9 PM

Call 856-262-9500

Our Financing Promise to Somerdale Buyers

🏦 Bank Financing — Always First

We always try to place Somerdale buyers with a subprime bank lender before turning to BHPH. Bank loans have lower interest rates, fixed terms, and report your on-time payments to Equifax, Experian, and TransUnion — actively rebuilding your credit every month.

🤝 Buy Here Pay Here — Our Safety Net

When bank financing is not an option, we finance Somerdale buyers ourselves. No bank needed. Approval is based on your income and a down payment starting at $995. We can often schedule payments weekly or bi-weekly to fit your pay cycle.

📈 Credit Rebuilding

Every on-time payment on a bank-financed loan from The Motor Zone is reported monthly to all three major credit bureaus. After 12–24 months of consistent payments, many Somerdale buyers see meaningful improvements in their credit scores.

🚗 Trade-Ins Welcome

Bring your current vehicle from Somerdale and we will give you a fair on-the-spot offer. Your trade-in value applies directly toward your down payment, reducing the cash you need to bring to the table. Visit themotorzoneinc.com/sell-your-auto.

Somerdale Auto Loan Questions Answered

Absolutely — you are just 4 miles from our lot on White Horse Pike. The Motor Zone specializes in subprime and in-house BHPH financing for Camden County buyers with all types of credit situations. Apply at themotorzoneinc.com/applications or call 856-262-9500.
We try bank financing first — not BHPH. Real bank-backed subprime loans mean lower rates and credit bureau reporting. We work with a network of lenders who specialize in buyers who have been turned away by traditional banks. If bank financing is not possible, BHPH gets you on the road the same day.
Head west on White Horse Pike (US-30) — Stratford is just a few miles away on the same road. The Motor Zone is at 1010 N White Horse Pike. Under 10 minutes from Somerdale. Open Mon–Sat, 9 AM–9 PM.
Down payments start at $995 — our minimum across all financing programs. A larger down payment can improve your loan terms and monthly payment. Stop by or call 856-262-9500 and we will talk through what is realistic for your budget.
Yes — both active Chapter 13 and recently discharged Chapter 7 bankruptcy are workable. Our subprime lenders focus on your current income and payment ability. If bank approval is not available, our in-house BHPH program provides a reliable path forward.
Very quickly. Pre-apply at themotorzoneinc.com/applications from home, then come in — just 4 miles from Somerdale. Many customers complete the full process in one visit and drive home the same day. Call 856-262-9500 to expedite.
Yes — bring your current vehicle to 1010 N White Horse Pike in Stratford for a fair on-the-spot offer. Trade-in value goes directly toward your down payment. You can also learn more at themotorzoneinc.com/sell-your-auto.

Somerdale Drivers — Apply Today

Online application takes less than 5 minutes. No obligation. Free.

Apply Free Online See Service Area

1010 N White Horse Pike · Stratford, NJ 08084 · 856-262-9500 · Mon–Sat 9AM–9PM