The Motor Zone - Serving South Jersey's Used Car Needs
The Motor Zone Call 856-262-9500

Camden County · ZIP 08110

The Pennsauken, NJ
Auto Loan Specialists

Bad credit, no credit, bankruptcy, or prior repossession — The Motor Zone has a financing path for Pennsauken residents at every credit level. We start with bank financing and back it up with BHPH.

About Pennsauken, Camden County

Pennsauken Township is one of the most populous townships in Camden County, with over 37,000 residents.

The township borders Camden, Cherry Hill, Merchantville, and Moorestown, and has a major commercial district along Route 130.

Pennsauken is home to a diverse population and has seen significant retail and residential development along its Route 130 corridor.

The township was incorporated in 1892 and covers approximately 10 square miles in northern Camden County.

Directions from Pennsauken

From Pennsauken, take Route 130 south to White Horse Pike (US-30), then head east into Stratford — about 25–30 minutes.

The Motor Zone

1010 N White Horse Pike

Stratford, NJ 08084

Mon–Sat · 9 AM – 9 PM

Call 856-262-9500

Our Financing Promise to Pennsauken Buyers

? Bank Financing — Always First

We always try to place Pennsauken buyers with a subprime bank lender before turning to BHPH. Bank loans have lower interest rates, fixed terms, and report your on-time payments to Equifax, Experian, and TransUnion — actively rebuilding your credit every month.

? Buy Here Pay Here — Our Safety Net

When bank financing is not an option, we finance Pennsauken buyers ourselves. No bank needed. Approval is based on your income and a down payment starting at $995. We can often schedule payments weekly or bi-weekly to fit your pay cycle.

? Credit Rebuilding

Every on-time payment on a bank-financed loan from The Motor Zone is reported monthly to all three major credit bureaus. After 12–24 months of consistent payments, many Pennsauken buyers see meaningful improvements in their credit scores.

? Trade-Ins Welcome

Bring your current vehicle from Pennsauken and we will give you a fair on-the-spot offer. Your trade-in value applies directly toward your down payment, reducing the cash you need to bring to the table. Visit themotorzoneinc.com/sell-your-auto.

Pennsauken Auto Loan Questions Answered

Yes — Pennsauken is one of Camden County's largest communities and The Motor Zone is experienced serving its diverse population of buyers with all types of credit situations. We work with subprime lenders who focus on income and current financial picture. Apply at themotorzoneinc.com/applications or call 856-262-9500.
Yes — bank financing is our number one goal for every Pennsauken buyer. We submit your application to multiple lenders simultaneously. Bank-backed loans offer better rates and report to all three credit bureaus, helping you rebuild your credit with each on-time payment.
From Pennsauken, take Route 130 south to White Horse Pike (US-30) and head east into Stratford. The Motor Zone is at 1010 N White Horse Pike — about 15 miles, roughly 25–30 minutes. Open Mon–Sat, 9 AM–9 PM.
Subprime financing is a car loan designed for buyers whose credit score is below 620. Subprime lenders look at your full financial picture — income, down payment, and employment stability — rather than just your score. The Motor Zone partners with multiple subprime lenders to maximize your chances of approval.
Yes. We work with Pennsauken buyers who have bankruptcy or repossession on their records regularly. Our lenders evaluate your current income and payment capacity. If bank approval is not achievable yet, our in-house BHPH program provides an immediate path to a reliable vehicle.
Si — tenemos personal que habla espanol en nuestra sala de exhibicion. Pennsauken tiene una gran comunidad hispanohablante y nos enorgullece poder atenderlos en su idioma. Llame al 856-262-9500 o visitenos en 1010 N White Horse Pike, Stratford.
Bring a valid photo ID, proof of income, proof of NJ address, a list of personal references, and your down payment ($995 minimum). You can also pre-apply online at themotorzoneinc.com/applications to speed up your visit.
Yes — bring your vehicle to our Stratford lot and we will give you a fair market assessment. Trade-in value is applied toward your down payment, reducing your upfront cost. Or sell outright through our themotorzoneinc.com/sell-your-auto program.

Pennsauken Drivers — Apply Today

Online application takes less than 5 minutes. No obligation. Free.

Apply Free Online See Service Area

1010 N White Horse Pike · Stratford, NJ 08084 · 856-262-9500 · Mon–Sat 9AM–9PM