The Motor Zone - Serving South Jersey's Used Car Needs
Serving Pine Hill, NJ & All of South Jersey — 856-262-9500 — Mon–Sat 9AM–9PM

Camden County · 6 Miles from Stratford

Car Loans for Pine Hill, NJ Buyers
Even With Bad Credit

We specialize in getting Pine Hill residents approved when banks say no. Subprime financing and in-house BHPH — two paths, one goal: you driving home today.

Get Pre-Approved Free Browse Cars
$995
Down Payment Minimum
6 mi
From Pine Hill to Our Lot
2 Options
Bank Financing & BHPH

About Pine Hill, NJ

Pine Hill sits on White Horse Pike (US-30) — the same road as The Motor Zone — making it one of the most direct routes to our lot in Stratford.

The borough shares the 08021 ZIP code with neighboring Lindenwold, Clementon, and Laurel Springs.

Pine Hill has a population of over 10,700 and is served by the Pine Hill School District and Overbrook High School for grades 9–12.

Getting Here from Pine Hill

From Pine Hill, take White Horse Pike (US-30) west from Pine Hill directly into Stratford — same road, straight shot.

The Motor Zone

1010 N White Horse Pike

Stratford, NJ 08084

Mon–Sat, 9 AM–9 PM

Call 856-262-9500

How We Finance Pine Hill Buyers

Two programs. One goal. You drive home.

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Bank Financing First

We always try to get Pine Hill buyers a real bank-backed loan. Subprime lenders evaluate income and down payment, not just credit scores. Approved loans report to all three credit bureaus.

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Buy Here Pay Here Backup

When bank financing is not available, we finance you in-house. No third-party bank. Approval based on current income. Down payments from $995. Flexible payment scheduling available.

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Drive Home Today

Many Pine Hill customers complete the entire process — application, approval, vehicle selection, and signing — in a single visit. Pre-apply online to make it even faster.

Frequently Asked Questions — Pine Hill, NJ

Yes — and you are on the same road as us. Pine Hill and The Motor Zone are both on White Horse Pike (US-30), just 6 miles apart. We work with subprime lenders who approve buyers with low scores, collections, bankruptcies, and repos. Apply at themotorzoneinc.com/applications or call 856-262-9500.
Two tracks: (1) Subprime bank financing — a real loan from a lender who reports to the credit bureaus; (2) Buy here pay here — in-house approval with no bank needed. We always go for bank financing first. BHPH is our reliable backup when bank approval is not possible.
Just 6 miles — and it is a straight shot west on White Horse Pike. No turns, no highways needed. The Motor Zone is at 1010 N White Horse Pike, Stratford. Open Mon–Sat, 9 AM–9 PM. Call 856-262-9500.
Down payments start at $995 — that is our minimum. We understand budgets are tight, which is why we have kept that number low. A trade-in can also count toward your down payment. Call 856-262-9500 to discuss what is achievable for your budget.
Yes. Head to themotorzoneinc.com/applications and submit your application right now. It takes just minutes. We will review it and call you to discuss your options — often same-day. Then come in, pick your vehicle, and drive home.
Yes — bank and subprime loans from our lender partners report your monthly payments to Equifax, Experian, and TransUnion. Consistent on-time payments build your credit score over 12–24 months, helping you qualify for better rates in the future.
We stock a rotating selection of hand-inspected pre-owned sedans, SUVs, trucks, crossovers, and minivans in a range of price points. Browse at themotorzoneinc.com/autos or call 856-262-9500 to ask about specific vehicles before making the short drive from Pine Hill.
Yes — bring your vehicle and we will give you a fair offer on the spot. The value applies toward your down payment. You can also sell through our program at themotorzoneinc.com/sell-your-auto.

Ready to Drive, Pine Hill?

Apply free online or call 856-262-9500 — we will get you into a vehicle today.

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1010 N White Horse Pike · Stratford, NJ 08084 · Mon–Sat 9 AM–9 PM