The Motor Zone - Serving South Jersey's Used Car Needs
Serving Woodbury Heights, NJ & All of South Jersey — 856-262-9500 — Mon–Sat 9AM–9PM

Gloucester County · 12 Miles from Stratford

Car Loans for Woodbury Heights, NJ Buyers
Even With Bad Credit

We specialize in getting Woodbury Heights residents approved when banks say no. Subprime financing and in-house BHPH — two paths, one goal: you driving home today.

Get Pre-Approved Free Browse Cars
$995
Down Payment Minimum
12 mi
From Woodbury Heights to Our Lot
2 Options
Bank Financing & BHPH

About Woodbury Heights, NJ

Woodbury Heights is a small, tight-knit borough in Gloucester County adjacent to Woodbury, incorporated in 1902.

The borough borders Woodbury and West Deptford Township and is primarily residential in character.

Woodbury Heights is served by the Woodbury Heights School District for K–8 and Clearview Regional High School for grades 9–12.

Getting Here from Woodbury Heights

From Woodbury Heights, take Route 45 north to Route 30 east into Stratford.

The Motor Zone

1010 N White Horse Pike

Stratford, NJ 08084

Mon–Sat, 9 AM–9 PM

Call 856-262-9500

How We Finance Woodbury Heights Buyers

Two programs. One goal. You drive home.

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Bank Financing First

We always try to get Woodbury Heights buyers a real bank-backed loan. Subprime lenders evaluate income and down payment, not just credit scores. Approved loans report to all three credit bureaus.

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Buy Here Pay Here Backup

When bank financing is not available, we finance you in-house. No third-party bank. Approval based on current income. Down payments from $995. Flexible payment scheduling available.

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Drive Home Today

Many Woodbury Heights customers complete the entire process — application, approval, vehicle selection, and signing — in a single visit. Pre-apply online to make it even faster.

Frequently Asked Questions — Woodbury Heights, NJ

Yes — The Motor Zone is about 12 miles from Woodbury Heights and we serve all of Gloucester County. Bad credit, no credit history, repos, and bankruptcies are all workable with our subprime lender network. Apply at themotorzoneinc.com/applications or call 856-262-9500.
Two programs: subprime bank financing (real lender, credit bureau reporting, better rates) and buy here pay here (in-house, income-based approval). We always try bank financing first for Woodbury Heights buyers. BHPH is our dependable fallback.
Take Route 45 north to Route 30 east into Stratford. The Motor Zone is at 1010 N White Horse Pike — about 12 miles. Open Mon–Sat, 9 AM–9 PM.
Down payments start at $995. A larger down payment can lower your monthly payment and improve your approval odds. Call 856-262-9500 or stop by 1010 N White Horse Pike in Stratford to discuss what fits your budget.
Yes — both Chapter 7 and Chapter 13 bankruptcy are workable with our lender network. We evaluate your current income and payment capacity. In-house BHPH is available when bank approval is not achievable yet.
Yes — we accept trade-ins from all of Gloucester County. Bring your vehicle to 1010 N White Horse Pike in Stratford for a fair offer. Trade-in value applies directly toward your down payment. Learn more at themotorzoneinc.com/sell-your-auto.
Yes — bank and subprime loans report monthly to all three credit bureaus. Consistent on-time payments build your credit history, potentially raising your score significantly over 12–24 months.
Yes — visit themotorzoneinc.com/applications and apply in minutes. We will review your information and confirm your best financing option before you make the drive. Many customers pre-apply, come in, pick a vehicle, and drive home the same day.

Ready to Drive, Woodbury Heights?

Apply free online or call 856-262-9500 — we will get you into a vehicle today.

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1010 N White Horse Pike · Stratford, NJ 08084 · Mon–Sat 9 AM–9 PM